Real estate appraisal services for homeowners in the city of Lafayette and Lafayette County

The top 7 reasons why LA homeowners order from Appraisals by Kana:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. To lower a mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a LA divorce, when property needs to be divided
  7. To settle an estate in LA by determining the true market value of property in question

Do you own a house in or near Lafayette? Do you need help determining the price of your real estate?
Contact Appraisals by Kana.

At Appraisals by Kana, we understand the individual needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Appraisals by Kana, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to remove PMI

A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping customers just like you do away with unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is declining or is not appreciating as much as other houses nearby. This means you are paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Appraisals by Kana is your #1 weapon.

Recently got a freeze your HELOC?

If your house is close to a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. An efficient appraisal from Appraisals by Kana can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd wish to have a professional double-check it for efficiency or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisals by Kana can help you with that. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.